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The Biggest Mistakes in Small Business Loans

The Biggest Mistakes in Small Business Loans  The right small business loans make a significant difference in your business’s success.  As a new business owner, you realize that there is an increased importance of having the necessary funds available to you.  When you don’t have enough funds, you can’t handle the demand that is placed upon you and you won’t have the buying power that you need or the emergency funds to push off those very bad situations that could put your business in jeopardy.  The good news is that there are plenty of opportunities for you to make the right decisions.  To do that, learn how to avoid the largest mistakes that most individuals and small business owners make when starting their business. Top Mistakes Made In Business Consider the risks that you are taking and make sure you don’t make the mistakes that many others make. •    The largest reason that businesses fail isn’t money, but poor planning.  Poor management of the business is

iSmallBizCredit Resource Center

Welcome to the iSmallBizCredit Resource Center     Consumer Cash Advance    Fast Funding. Lower Interest. More Personal. Up to $4K tomorrow through OppLoans! Highly Rated - Rated 5/5 stars on Google & Facebook. https://opploans.sjv.io/c/1151541/449393/7276 Payment Processing Technology Services   We offer a variety of payment processing solutions, allowing us to provide complete packages specific to your industry.   Small Business Financing and Loans    Financial Technology + Main Street= Growth A Financial Technology Platform that allows small business owners to obtain the best possible financing at the lowest possible cost. We are placing the power back into the hands of the Owner. Commercial  Real   Estate   "No Doc and All Credit Accepted"  financing  for commercial and investment properties throughout most of the United States.  Our streamlined loan process and flexible loan terms provide our borrowers with reliable a

Get The Capital Your Business Needs in Canada

Since we launched iSmallBizCredit, by far the most frequent piece of feedback we received was: you need to make it possible for people outside the US to obtain working capital and business funding financing. Starting Tuesday February 20, 2018, iSmallBizCredit all in one merchant platform will be available for use by any business based in Canada. It’s an integrated payment processing and business lending platform that we offer in the US now. A payment processing and merchant account platform combined with the ability to obtain business financing within 24 hours. Thanks to our friends in Canada for helping us launch!!! We've been testing our service in Canada over the winter. In many ways, launching in Canada is a big step for us. At iSmallBizCredit, our extensive industry knowledge and technology has allowed us to revolutionize the alternative funding system, making working with us a seamless experience. We have one goal in mind which is to provide the best poss

Why The EB-5 Program Works Well For Real Estate Investments

Since the financial crisis of 2008, traditional lenders have significantly tightened their purse straps, and many developers have subsequently resorted to seeking alternative funding sources. One alternative financing source that is gaining popularity stems from the EB-5 visa program, where foreign investors invest capital into the United States in exchange for green cards. What Exactly Is EB-5? The EB-5 program provides foreign investors with the opportunity to obtain a green card in exchange for investing $500,000 to $1 million in a U.S. business venture. However, there are conditions attached to the investment capital: each investor’s capital must create at least 10 full-time jobs for U.S. workers. Why Do Real Estate Developers Like EB-5? Real estate developers seek EB-5 funding because of the relatively low interest rates and no personal guarantees. Interest rates on EB-5 projects can be as low as 2 percent and rarely exceed 6 percent. The market standard term fo

Term Business Loan APR Calculator

Powered by iSmallBizCredit Business Loan Calculator Definitions Loan Amount The loan amount should be easy for you to spot — it’s the total amount the lender is offering to your business. Interest Rate The interest rate is the percentage that will be charged on the amount of money you borrow from the lender. You may have heard “APR” and “interest rate” used interchangeably, but they’re not the same thing. The APR looks at the entirety of the loan cost, including fees. That’s why it’s so important to use a business loan calculator to find out your APR — it helps you examine loan terms with different fees to make an apples to apples comparison and get the lowest-cost option that’s best for you. Origination & Application Fees An origination fee is charged by the lender as an upfront cost of processing, underwriting and issuing the loan. Application fees help cover the cost a lender incurs to check your personal and/or business credit, do a background check, etc. Loan

Secured vs. Unsecured Business Credit Cards: Which is Better?

Secured vs. Unsecured Business Credit Cards: Which is Better?                 Having a bad credit report can surely become a hindrance in establishing your business. Most likely, you will have difficulty in trying to persuade lenders to give you a business credit account, which can be very significant for your company. Without business credit for back up, you are placing your company at a very huge threat of running out of cash and even a possible stop in its operations. Your credit score may not be very constructive to your reputation, you may have very limited options –either you get an unsecured bad debt credit card or a secured credit card . In this article, let us know the difference between these two credit cards and how they can help your business, especially if you have bad credit. The Difference between a Secured and an Unsecured Credit Card A secured credit card would basically require you to have a security deposit in the bank before you can use it. This