Alternative ways to Finance a Small Business

Newark, New Jersey  Newark, is a nationally recognized city. It is home to one of the nation’s largest airports (EWR) and also a bustling fix and flip industry! Newark is transitioning through a  resurgence ; attracting popular retailers such as Whole Foods and Nike. Many real estate investors are looking to get their foot in the door of this early resurrection, thus, Newark’s prominence on our list. Fix and Flip investors command an outstanding average return on investment (ROI) of 182%, the second highest percentage on our list! Highly profitable investors tend to capitalize on growing trends before the masses do. Smart investors seem to be reading the trends in New Jersey and profiting in Newark. Zip Code: 07107 Q1 Home Flipping Rate (Pct of Sales): 15% Avg. Days to Flip:185 Flipping Gross Profit: $166,500* Number of Flips: 12 Gross ROI: 182% CASE STUDY OF A Fix And Flip Loan In Newark NJ  Our investors buckled down to get this prop...

The Real Estate Marketplace is the place on iSmallBizCredit where you can promote or advertise your real estate business, your deals & opportunities, and your website. If you have commercial real estate for sale, the marketplace is the perfect place to find buyers. It is also the only place where soliciting partners, deals, leads, or referrals, is acceptable on iConnect. FOR SALE Large scale commercial cash flowing asset Partners sought for Large scale commercial cash flowing asset . Minimum $350,000 and entails owning significant share of permanent equity. 82 Clinton Ave Newark, NJ 07114 ·   4,000 SF · Office For Sale Description Historic 1850's Brownstone currently zoned for 3 commercial units,  new roof Located in the Lincoln Park area of Newark.  Close to downtown, highways and public transportation Price: $225.00 Gas Station for sale in a very busy area of the Bronx- Brand Name Gas Station- for sale ...

Credit utilization and your FICO score Your FICO score is based on five key elements: your payment history (35 percent), the length of your credit history (15 percent), your credit mix (10 percent), how much new credit you have (10 percent), and the total amounts you owe (30 percent). The amount you owe, or how much credit you’re using—also known as credit utilization, comprises almost one-third of your credit score. And though it may seem straightforward, some nuances are often overlooked. In addition to representing the total amount of your outstanding credit, credit utilization is also a marker on your ratio of outstanding debt relative to your current credit limit. Installment and Revolving Credit To understand why this is so important, it’s good to review both installment credit and revolving credit. Installment credit is a term loan with pre-determined payments, such as a mortgage, car or student loan. It’s also like a traditional term business lo...

Business Loans for Women  Entrepreneurs There are various options in business loans for women. Many of these financing resources can be found through the Small Business Association. This organization has a ton of information that will suit your specific needs. In order to assure that the SBA is right for your financing needs, it is necessary to become familiar with the organization. Business loans for women are not always easily acquired but with the help of your local Small Business Association. The first step in the process is to get to know the SBA. Spend considerable time browsing through the organization’s website for possible leads. You may want to contact your local office for help as well. As long as you invest time in learning as much as you can you will see great results. Requirements for SBA Loans A great place to start in your search for business loans for women is the SBA requirements for loan approval. There are basic standards that need to ...

Get the money to grow your business! At iSmallBizCredit, we provide what are known as Business Cash Advances to small and mid-sized businesses like yours. According to articles in publications like The Wall Street Journal, more and more retailers, restaurateurs and other small business owners are taking advantage of Business Cash Advances because of its: High rate of approval No collateral needed/Quick & Easy No personal guarantee required Good credit not required No fixed payment term Tax deductible No closing costs/ no hidden fees No loss in the equity of your business How can I use the money? Purchase new equipment or inventory Open a new location Get through a slow season A marketing campaign Make payroll Minimal documentation Speed of approval Flexible terms iSmallBizCredit delivers to you a lump sum for use as working capital in return for the purchase of a specified amount of future business sales. It is l...