THE FLEXIBLE SOLUTION FOR SMALL BUSINESSES

THE FLEXIBLE FINANCING SOLUTION FOR SMALL BUSINESSES Financial Technology + Main Street = Growth WWW.ISMALLBUSINESSCREDIT.COM

Volume 3, Number 1

iSmallBizCredit The Smart Choice in Business Financing Having access to funds at a moment’s notice can sometimes make the difference between a business’s success or failure. That’s why merchants love our Line of Credit. It gives them the flexibility to act fast. When opportunity comes knocking or there’s an unexpected expense, our Line of Credit offers 24 hour access to loan drafts. Merchants can qualify for line of credit amounts up to 725,000 with no collateral required. The initial line can be approved in less than a week with 24 hour turnaround on loan drafts after that. With this type of financing, your clients can have the freedom to draw funds as needed, paying interest only on the money they take. It Pays to Be Prepared Even without an immediate need, smart merchants are establishing lines of credit. Being prepared is smart. Owners know opportunities and/or issues can arise quickly and having committed working capital allows them to be ready for the unexpected. LINE OF CREDIT ADVANTAGES YOU WILL LOVE: Unsecured Loan amounts up to $725,000 • Access to 5 loan drafts over a 4 month period • 24 hour turnaround on draft requests • Online draft requests for quick submissions • No application, maintenance or access Low documentation, streamlined process • Fixed terms up to 18 months with low payments • Interest paid is tax deductible Minimum credit score of 551, the higher the credit score the better the rate to the merchant. • No open bankruptcies. Bankruptcies must be dismissed/discharged for at least 1 year. • Tax liens must be less than 20% of the merchant’s average monthly sales or have a payment plan with at least 3 payments made • Must be current on mortgage and business rent (may be up to one month late if high credit merchant). • Existing advances do not disqualify the merchant,but the advance must be paid off out of loan proceeds The best option for business owners iSmallBiz “LINE OF FINANCE”. Over at iSmallBiz we've strategically formed a relationship with a fortune 500 payment technology company. Combining their expertise in the electronic payment industry, and iSmallBiz expertise in the realm of alternative business financing, we've been able to create a very simple process for all small businesses to obtain the unsecured capital they truly need without an extensive track record in business and with a not so great FICO score. The process takes no more than one week from start to finish with payments that fluctuate with the way your business is performing. It actually functions as a Line of Credit. Your business will always have access to capital as long as you continue to work with our processing partner. You only pay for the money that you use when you use it. See below on how a Business Line of Finance works from iSmallBiz: How It Works: ·  (One page application, the last 4 months credit card processing statements and The last 4 months of Business bank statements.) · We put together an application for approval with our payment processing technology partner. · Within 24 hours of processing with our partner on our platform, · Capital can then be accessed every 6 weeks within 24 hours. (Up to $100,000 within 24 hours of working capital.) iSmallBiz Resource Center Links iSmallBizCredit -Business funding and Commercial real estate finance iSmallPayTech-Payment technology iConnect Real Estate- Commercial real estate marketplace .